Your Financial Objectives Have a Home

Serving Arizona for over 25 Years. We couldn’t have made it this far without our clients and community. Here’s to the next 25 years and beyond.


Retirement Consultants, Inc.
Helping Secure Your Financial Future

Unlock the True Value of Financial Advice:

Are you ready to take control of your financial future? At Retirement Consultants, Inc., we understand the importance of making smart and informed decisions when it comes to your money. That's why we're here to offer you the invaluable expertise and guidance of our seasoned financial advisors.

Why Settle for Less?

In today's dynamic economic landscape, navigating the world of personal finance can be overwhelming and complicated. But when it comes to securing your financial future, why settle for anything less than the best? Our team of highly skilled financial advisors are committed to providing you with comprehensive and customized advice based on your unique goals and circumstances.

Expertise That Makes a Difference

Our financial advisors possess an unparalleled level of expertise, acquired through years of knowledge and experience in the industry. Whether you're planning for retirement, saving for your child's education, or looking to grow your investments, our advisors have the skills to craft a personalized roadmap to success.

Customized Strategies, Tailored to You

We believe that there is no 'one-size-fits-all' approach to financial planning. Our dedicated advisors take the time to assess your current financial situation and goals, applying their expertise to devise a tailored plan just for you. We understand that your needs and aspirations change over time, which is why we regularly review and update your strategy to ensure it aligns with your evolving circumstances.

Stay Ahead of the Curve

In the fast-paced world of finance, staying informed and up-to-date is vital to making astute decisions. Our financial advisors are equipped with the latest market insights and cutting-edge tools to help you navigate through any economic situation. By partnering with Retirement Consultants, Inc., you gain access to a wealth of information, putting you one step ahead of the curve.

Peace of Mind, we are Investment Fiduciaries

Choosing Retirement Consultants, Inc. means establishing a partnership built on trust. We genuinely care about your financial well-being and are dedicated to providing you with peace of mind. Whether it's answering your questions, addressing your concerns, or providing ongoing support, our advisors are there for you every step of the way.

The Value of Financial Advice

Investing in financial advice is an investment in yourself and your future. Our expert advisors will help you gain clarity, organize your finances, and make informed decisions. With their assistance, you can maximize your financial potential, protect your assets, and gain peace of mind. Our business structure as an Independent Registered Investment Advisor keeps our interests fully aligned with those of our clients and removes many of the conflicts of interest found within a traditional brokerage firm model.

Meet Our Team

Michael Santoro, Founder

As the Founder and Managing Member of Retirement Consultants, Inc., a Registered Independent Advisory firm established in 2020, Michael Santoro brings more than 30 years of experience to the financial services industry. His expertise spans both capital markets and wealth management, providing a solid foundation that has helped clients successfully navigate several decades of both bull and bear markets.

As President of Retirement Consultants, Inc, Michael leads a Registered Investment Adviser firm with a clear mission: to offer specialized, holistic financial planning, complemented by sound investment management strategies that yield sustainable financial outcomes. He takes pride in having helped countless clients reach their financial goals whether they are in their early wealth accumulation phase of life or already in retirement. 

Prior to establishing Retirement Consultants, Inc, Michael was previously Senior Vice President at Piper Jaffray, serving as a Financial Advisor and Investment Management Consultant. He also served as Executive Vice President at Paine Webber Private Client Group. He is an Accredited Investment Fiduciary (AIF) and has his FINRA Series 66 License, in addition to maintaining his life insurance license.

Beyond his professional pursuits, Michael finds joy in spending quality time with his wife in Arizona, traveling to see their two daughters, exploring new destinations, and unwinding with a fishing rod in hand.